Debt Defense

Protect Your Rights. Defend Against Debt Collection Lawsuits.

If you’ve been sued over credit card debt, personal loans, foreclosure, or any other type of loan, you don’t have to face it alone. We help individuals and families fight back against aggressive creditors and collection agencies—protecting your assets, your credit, and your peace of mind.

When debt collectors or lenders take legal action, it can feel overwhelming and intimidating. But you have rights—and effective defenses. At De Armas & Arriete PLLC, we provide experienced, strategic representation for clients facing lawsuits over credit cards, personal loans, auto loans, medical bills, foreclosures, and more. We review your situation, challenge improper or unsupported claims, and negotiate for the best possible outcome.

Start With a Free Consultation

Choosing the right legal representation is an important decision. We invite you to meet with us at no cost and with no obligation to discuss your concerns.

Call us at 786-983-5888 or email us here to schedule your initial consultation today.

Hablamos español.

  • We defend clients sued by credit card companies by thoroughly analyzing your case for errors, missing documents, or improper procedures. We challenge unsupported claims, negotiate settlements or payment plans, and work to reduce or dismiss the debt—protecting your rights every step of the way.

  • If a lender or payday loan company sues you for unpaid balances, we review the details for inaccuracies or unfair practices. Our team challenges the creditor’s standing and evidence, negotiates for manageable payment terms, and ensures your interests are represented both in and out of court.

  • When facing foreclosure, we fight to help you keep your home. This includes challenging improper foreclosure actions, scrutinizing lender documentation for errors, negotiating with banks for alternatives to foreclosure, and defending you in court to protect your property and financial future.

  • We defend against car loan lawsuits and wrongful repossession by examining the lender’s case for mistakes or lack of proper notice. De Armas & Arriete PLLC attorneys negotiate solutions to help you retain your vehicle and minimize financial harm, and we represent you assertively if the case goes to court.

  • If you’re sued over unpaid medical bills, we seek fair solutions by reviewing billing records for mistakes, challenging excessive or unsubstantiated charges, and negotiating with providers or collectors. We aim to relieve you from aggressive collection tactics and secure a reasonable outcome.

  • De Armas & Arriete PLLC challenges lawsuits brought by collection agencies, demanding strict proof of the debt and holding collectors to the law. Our approach includes stopping harassment, contesting improper collection actions, and negotiating settlements that protect your financial well-being.

  • If you’re facing a court judgment or wage garnishment, we help you contest the judgment, seek relief or reductions, and protect your income from unfair garnishment. We review the court process for errors and advocate for your rights to ensure you keep as much of your earnings as possible.